Are you serious?
Yesterday I got a call from a woman who was calling in for her friend who didn't speak very good English but wanted to make an appointment as a new patient. I asked her what kind of insurance her friend had. "She doesn't have any insurance" she answered. I asked her if her friend needed a quote of how much the visit would cost her and she said "she doesn't have any money, she can't pay you anything. If she had money to pay you, she could afford insurance". So, I thought that maybe it was an emergency. I asked what the appointment was for and she said "for infertility, she's having trouble getting pregnant".
I kid you not.